What an AR specialist really costs.
The salary in the job posting is only part of it. Put in the number from your posting and see the monthly cost of the hire, next to Zaffre taking over the same role.
The work, end to end.
Your job posting
The same duties
Your existing systems
One monthly price
Your AR person just gave notice?
We cover the role while you decide whether to rehire.
Run your own numbers.
- Pay$4,333
- Payroll taxes and insurance$368
- Benefits and paid time off$1,300
- Equipment and software$125
- Recruiting, once$4,700
An estimate. We quote the exact price once we've seen the role.
Send us the job postingWhat goes into the number.
Employers pay 7.65% Social Security and Medicare on top of wages, plus federal and state unemployment insurance and workers' comp. Benefits and paid time off add more: across private industry, the Bureau of Labor Statistics finds benefits make up close to 30% of total compensation.
The calculator keeps those rates on the low side and leaves out management time, training and turnover. Recruiting is shown as a one-time cost.
Already hiring? Send us the posting.
Forward the job posting you're recruiting with. We'll reply with what we'd take over, what we'd need from you, and a fixed monthly price for the same role.
If your AR person just gave notice, we can cover the role while you decide whether to rehire.
Terms that don't lock you in.
Month to month
No long contract. Keep it as long as it's working.
Covered when they're out
Zaffre keeps a second specialist on your account, so billing doesn't stop for sick days or vacation.
Your systems, your records
The work lives in your systems. If you stop, everything stays with you.
Access you control
They use only the logins you give them, and you can remove them at any time.
Before the handoff.
How much does an accounts receivable specialist make?
Most US postings for remote AR and billing specialists list $20 to $32 an hour, or about $42,000 to $65,000 a year for full-time roles. Employer costs come on top of that.
Why is Zaffre cheaper than a hire?
Our specialist uses AI agents for the repetitive steps, so one person covers the role in fewer hours. You also don't pay recruiting, payroll taxes or benefits.
Is the Zaffre number a quote?
No, it's an estimate. We quote a fixed monthly price once we've seen what the role covers.
Can you cover the role while we hire?
Yes. We can run billing and receivables month to month while you decide whether to rehire, and hand over a documented process if you do.